Review your Insurance policies periodically to ensure your protection align with your present circumstances. There are 3 questions to help in your review.

The Supplementary Retirement Scheme (SRS) in Singapore offers several benefits that may make it a worthwhile option for retirement planning: Tax Savings: Contributions to SRS are eligible for tax relief, reducing your taxable income and potentially lowering your tax bill. This can be particularly advantageous for high-income earners looking to optimize their tax liabilities. Flexibility: […]

This is one of the biggest changes in CPF announced in today’s budget for 2024. My phone was flooded with tons of questions about this change, so it would be good if I could provide my thoughts here: 1)Basically, this change is meant to close the CPF SA shielding loophole. You can no longer get […]

 As Singaporeans turn 55, the removal of CPF Special Account (SA) prompts a reevaluation of retirement strategies. Individual should reassess retirement needs, those who consider transferring funds to Retirement Account (RA) must be aware that they can only draw a monthly income from 65 onward and subjected to changes of CPF policies from time to […]

Insurance is an essential aspect of financial planning, offering protection and peace of mind in the face of unexpected events. However, many individuals in Singapore may find themselves overpaying for insurance coverage without realizing it. In this article, we’ll explore common signs that indicate you might be overpaying for insurance in Singapore and provide practical […]

Introduction: Retirement planning is a crucial aspect of financial management that often gets overlooked until later in life. In Singapore, with an aging population and evolving economic landscape, the need for effective retirement planning has never been more critical. This article explores the significance of retirement planning in Singapore and provides insights into why individuals […]